WHY TAKE OUT A CAR TITLE LOAN?

Have you come across a recent financial emergency? Do you need some extra cash, fast? There are many reasons why someone might need some quick cash, such as medical bills or for college expenses. Here at Big Car Title Loans Sacramento, we can help you get the cash you need. Regardless of the reason, we can help. Here are some examples of how car title loans can be better and more efficient than other types of cash loans.

INSTANTLY RECEIVE YOUR CASH

You can literally have the money in your hands in just a matter of hours, once you are approved. There is no large amount of paperwork to fill out, so this makes the process very quick.

POOR CREDIT IS NOT AN ISSUE

There are no restrictions to who can apply for a car title loan. We use your car title as collateral to secure your loan, so great credit is not necessary. You credit score and history will not be a major deciding factor in whether you are approved for the loan or not. So, if you have bad or no credit, a previous bankruptcy or foreclosure, a car title loan may be the best option for you.

QUALIFYING IS EASY

It’s pretty easy to qualify for a car title loan. All that we require, is that you are over the age of 18, have a valid drivers license, and you must fully own your vehicle. We also require that you have valid insurance on the vehicle and there can’t be any kind of lien or hold against it.

DETERMINING THE LOAN AMOUNT

We will assess the value of your vehicle, based on the make, model and condition. Clearly, the more your car is worth, the larger your loan amount will most likely be. You can even research ahead of time using Kelly Blue Book to try and determine the value of your vehicle before applying to help decide if applying for a car title loan would be the best option for you.

Here Are Some Example Loan Amounts

TYPICAL LOAN AMOUNT

$18,000

$17,000

$11,000

$11,000

QUICK APPLICATION PROCESS

The application process is pretty painless and easy. We can usually determine if you are approved within the same day.

FLEXIBLE TERMS AND CONDITIONS

We will work hard with you to ensure that the loans terms and conditions are the best they can be for your specific needs. No two loans are exactly the same.

CONTINUE DRIVING YOUR VEHICLE

Your lender will hold onto your vehicle title for the duration of the loan as collateral, so you do not have to give up your car. You can still drive your vehicle as normal. Once you have paid off the loan, you will receive your title back.

NO HIDDEN FEES OR PREPAYMENT PENALTIES

At Big Car Title Loans Sacramento we never have any hidden fees or penalties. If you choose to pay off your loan early, there will be no penalties or extra fees to pay. We will always make sure you are aware of and understand all of the terms and conditions before we finalize the loan.

If you are interested in applying for a car title loan, you can give our title loan specialists a call at (916) 250-0554 or apply online from the comfort of your home for a quicker application process. Also, if you have any questions at all, you can visit this page or feel free to call and speak with one of our loan officers, today!